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White House to make changes to mortgage modification program

White House to make changes to mortgage modification program
Posted on March 25, 2010

The initiative, which has been criticized, will be altered beginning June 1 to make loan servicers more proactive about helping homeowners facing foreclosure and to speed up the entire process.

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Households Facing Foreclosure Rose in 4th Quarter

Households Facing Foreclosure Rose in 4th Quarter
Posted on March 25, 2010

The ranks of those facing foreclosure swelled by a quarter-million households in the fourth quarter, new government data shows.

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White House Nudges Banks to Modify Loans

White House Nudges Banks to Modify Loans
Posted on March 23, 2010

The Obama administration is discussing with banks a change in its foreclosure-prevention program that would encourage lenders to reduce the loan balance due in some cases, people familiar with the situation said Monday.

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Microcosm of Housing Crisis on an Arizona Street

Microcosm of Housing Crisis on an Arizona Street
Posted on March 23, 2010

The uncertain line between hope and despair divides this exurb of Phoenix, where the trim stucco houses used to sell so briskly.
It winds around the swimming pools and the pebbled yards of East Montgomery Road like a slow-burning fuse.

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Some homeowners facing the prospect of repeated foreclosures

Some homeowners facing the prospect of repeated foreclosures
Posted on March 22, 2010

Aided by flimsy lending practices, many borrowers got into real estate investing during the boom years. Now they’re defaulting on multiple properties.

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Foreclosures take toll on US homeowners

Foreclosures take toll on US homeowners
Posted on March 12, 2010

It does not take long for Dan Claggett, head of the foreclosure project at Legal Services of Eastern Missouri, to come up with an example of the suffering the US housing crisis is still causing for many Americans.

“It’s devastating,” says Mr Claggett. “We helped an 85-year-old woman who couldn’t get a loan modification. She lost the home that she lived in for 35 years”.

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BofA and the Parrot: Bird’s Eye View of the Foreclosure Mess

BofA and the Parrot: Bird’s Eye View of the Foreclosure Mess
Posted on March 11, 2010

“It isn’t about the parrot,” a lawyer for Angela Iannelli told me.

The issue, insisted the lawyer, Michael Rosenzweig of Edgar Snyder & Associates in Pittsburgh, was the distress inflicted on Ms. Iannelli by Bank of America Corp.’s bungling. As we reported Wednesday, the bank apologized for an incident in which its contractors entered her home near Pittsburgh while she was out, cut off utilities, padlocked the door and confiscated her pet parrot. Though Ms. Iannelli had fallen a month or so behind on mortgage payments, her case hadn’t reached the stage at which Bank of America would be justified in taking such actions to “secure” the collateral.

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Homeowner fights final battle to save his home

Homeowner fights final battle to save his home
Posted on March 11, 2010

James Schneider says that when he dies, he hopes it will be in his sleep, inside his beloved Spanish-style home.

The ailing 77-year-old retiree and the modest one-story stucco house have been through a lot together. They’ve battled governments, bulldozers and petitioners. They’ve won beautification awards and been the subject of a book.

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Center accuses law firm of defrauding Korean immigrants

Center accuses law firm of defrauding Korean immigrants
Posted on March 11, 2010

The Asian Pacific American Legal Center says many lost thousands of dollars because they were falsely promised that the firm’s services would prevent foreclosures.

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Obama Foreclosure-Prevention Plan Lagging, New Data Shows

Obama Foreclosure-Prevention Plan Lagging, New Data Shows
Posted on March 10, 2010

Only about a third of the homeowners who have successfully completed the trial period of the Obama administration’s mortgage modification program have been offered permanent relief, according to new federal data obtained by the Huffington Post.

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